If you are self-employed and in need of a mortgage, we have great news for you. Our company offers low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the unique financial situation that self-employed individuals face and have crafted mortgage options to cater to their needs.

One of the advantages of our mortgage options is the fast approval process. Even if you have been previously declined for a mortgage, we can still help you. We understand that being self-employed can sometimes make it challenging to meet traditional income verification requirements. However, our mortgage options take into consideration the reduced taxable income that may result from claimed expenses.

If you have significant expenses that impact your qualifying income, our Stated Income mortgage option may be the right choice for you. This option allows you to state your income without the need for extensive documentation. It is particularly useful for self-employed individuals who may have difficulty proving their income through traditional means.

We also accept dividend and investment income as part of your qualifying income. However, stability and proof requirements may be needed to ensure that this income is reliable and consistent.

To apply for a mortgage, you will need to provide certain documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

At our company, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. These lenders are willing to accept reasonable income estimates, making it easier for self-employed individuals to qualify for a mortgage.

If you are a Business For Self (BFS) borrower, we also offer options tailored specifically for you. We understand the unique financial circumstances of BFS borrowers and are here to help you navigate the mortgage process.

If you have any questions or need assistance with your self-employed mortgage, please give us a call. We are here to help you find the best mortgage solution for your needs.