We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our process is fast and efficient, even if you have been previously declined for a mortgage elsewhere. Our mortgage options take into consideration the reduced taxable income that often comes with claiming business expenses. We also offer Stated Income mortgages, which are perfect for those who have expenses that impact their qualifying income. We accept dividend and investment income, as long as it can be proven and shows stability. In order to apply, you will need to provide a few important documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to work with reasonable income estimates. We also have specific mortgage options tailored for Business For Self (BFS) borrowers. Give us a call to learn more about how we can help you.