We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our goal is to provide fast mortgage approval, even for those who may have been previously declined by other lenders. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, and our mortgage options take this into consideration.

One of the mortgage options we offer is the Stated Income mortgage. This type of mortgage is particularly useful for those whose qualifying income is impacted by various expenses. With a Stated Income mortgage, you can provide an estimate of your income rather than relying solely on your taxable income. This can help self-employed individuals who have a higher amount of expenses but still have a stable income.

We also accept dividend and investment income, as long as there is stability and proof of these incomes. Our goal is to provide flexible options that cater to the specific needs of self-employed individuals.

In order to apply for a mortgage, there are several required documents that you will need to provide. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us ensure that your income and business are legitimate.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. We are confident that we can help you find the best mortgage option for your needs, based on reasonable income estimates.

If you are a self-employed individual looking for mortgage options tailored to your needs, we encourage you to give us a call. Our team of experts is ready to assist you in finding the perfect mortgage solution.