We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, so our mortgage options take this into consideration. If your expenses have impacted your qualifying income, our Stated Income mortgage option may be beneficial for you. We also accept dividend and investment income, as long as it can be proven with stability and proof requirements. In order to apply, you will need to provide several documents including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you are interested, please give us a call!