Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined for a mortgage in the past, we can provide fast approval. Our mortgage options take into consideration your reduced taxable income resulting from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage can be a helpful solution. We also accept dividend and investment income, as long as it can be proven and is stable. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to learn more!

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