Self Employed

We offer low rates and excellent mortgage options for self-employed individuals. Our fast mortgage approval process is designed specifically for self-employed individuals, even if they have previously been declined. Our mortgage options take into consideration the reduced taxable income due to claimed expenses. We also offer a Stated Income mortgage option for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as there is stability and proof requirements. The required documents for our mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call today!

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