Our services aim to assist newcomers to Canada with understanding the Canadian real estate market and the associated costs involved in purchasing a home. We provide guidance on closing costs and adjustment costs, helping newcomers build equity instead of paying rent. Additionally, we help them find the best mortgage rates and options for higher loan amounts, with a minimum down payment of 20% for loans over $1 million. We also offer flexibility on down payments, allowing for as little as 5% down. We explain homebuyer incentive programs and down payment assistance options available to newcomers. With access to top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can customize a mortgage product that suits individual needs. This includes securing the best rates, even if there are limitations in credit and employment history. We provide access to innovative tools in Canada to ensure an efficient first-time home buying experience.