Mortgages for newcomers to Canada provide assistance in understanding Canadian real estate and associated costs, such as closing costs and adjustment costs. Instead of paying rent, newcomers can build equity and benefit from employment and credit sources. These mortgages offer the best rates and options for those looking for larger loan amounts (over $1 million) with at least a 20% down payment saved, as well as more flexibility on down payment with as little as 5% down. The program also explains homebuyer incentive programs and down payment assistance options. Additionally, access to all of Canada's top lenders allows for a custom-tailored mortgage product that fits individual needs and locks in the best rate, even if the individual doesn't qualify at their bank due to limited credit and employment history. Lastly, innovative tools are available to ensure an efficient first-time home buying experience in Canada.