We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our goal is to provide fast mortgage approval, even if you have previously been declined. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, so our mortgage options take this into consideration. Our Stated Income mortgage is especially useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. To complete the application process, we will need certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Whether you're a self-employed borrower or a business owner, we have tailored options available for you. Feel free to give us a call so we can assist you further.