I offer assistance in determining your affordability for a home purchase through mortgage pre-approvals. This process involves analyzing your financial strategy, mortgage amount, down payment, and overall affordability. I will also provide guidance on the necessary documents required for conditional approval. Obtaining a pre-approval is crucial as it reveals the amount you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles for qualification early on and expedites the approval process. The duration of pre-approvals varies depending on the lender and your credit standing, typically lasting for 60, 90, or 120 days. Additionally, some lenders offer the option to lock in the interest rate to safeguard against rising rates. Using advanced tools, we aim to minimize errors, enhance efficiency, and save you time. Our pre-qualification tools can quickly determine your eligibility for a mortgage.