Self Employed

We offer self-employed individuals low rates and excellent mortgage options. Our fast mortgage approval process is available for those who have been previously declined. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, which is why our self-employed mortgage options consider this. Our Stated Income mortgage is perfect for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, as long as they are stable and have proof. The required documents for our mortgage options include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Don't hesitate to give us a call!

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.