We specialize in helping newcomers to Canada navigate the real estate market and understand the associated costs. We can assist with closing costs and adjustment costs, and our goal is to help you build equity rather than pay rent. We can help you find the best mortgage rates and options, especially for higher loan amounts with a down payment of at least 20%. We can also explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can create a customized mortgage product that meets your needs and locks in the best rate. Additionally, we provide access to innovative tools to make your first-time home buying experience efficient.