Self-employed individuals can benefit from low rates and excellent mortgage options. They can expect fast approval, even if they have previously been declined. These mortgage options take into account the reduced taxable income resulting from claimed expenses. The Stated Income mortgage is especially helpful for individuals with qualifying income affected by expenses. Dividend and investment income are also accepted, provided there is stability and proof. To apply, self-employed individuals will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, and contracts or financial statements. They will also need a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available. Tailored options are also provided for Business For Self borrowers.