Hello, I’m AJ Chalker, a Mortgage Agent Level 2 based in Toronto, working with Pineapple Mortgage. With an undergraduate degree and Mortgage Agent Level 2 certification, along with ongoing professional development in mortgage lending and financial services, I am well-equipped to guide you through the complexities of home financing.I believe in working for you—not the banks. My focus is on empowering clients by simplifying the mortgage process and providing clear, honest education along the way. Whether you’re a first-time home buyer, self-employed, looking to refinance or renew, investing in property, or planning a move-up purchase, I am here to find the right financing solution tailored to your unique needs.Problem-solving is at the core of what I do. Every client has a different story and financial scenario, and I take pride in crafting strategies that work specifically for you. My ultimate goal is to make the mortgage journey as smooth and stress-free as possible.Outside of my professional work, I have a passion for cycling, golf, and sports in general. These interests fuel my energy and keep me focused on achieving goals—qualities I bring into my collaboration with clients.If you want a dedicated mortgage professional in Toronto who puts your interests first and is committed to clear communication and expert guidance, I’m here to help. Let’s work together to make your home financing goals a reality.