Many homeowners often remain with their current lender due to perceived time constraints, but it’s important to regularly assess your mortgage rates and terms, especially during renewals. Contact me for expert guidance to evaluate your financial situation, including any life changes such as debt consolidation, home equity use, or future property plans. Explore refinancing options to pay down your mortgage faster, adjust amortization, or access increased mortgage amounts. Take advantage of Canada’s top lenders and innovative tools to streamline the process and ensure multiple lenders compete for the best rate. Avoid signing renewal documents without thorough review to secure optimal terms.