First Time Home Buyers

If you are considering purchasing your first property, we can assist you in making a smooth transition from renting to owning. Our expert team will handle all the financial details to help you quickly find the perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application to kick-start the process. Our tools and guidance will streamline document submission and provide detailed assessments to aid in budget planning, including closing costs and adjustment costs. We will also help you understand homebuyer incentive programs, determine the necessary down payment, affordability, and monthly payments. We will design a custom-tailored mortgage product to meet your needs, provide a mortgage pre-approval, and secure the best rate available. Additionally, we have access to all of Canada's top lenders, meaning we can submit your application to alternative financers if you don't qualify at your bank. Lastly, we offer access to innovative tools aimed at reducing errors, improving efficiencies, and saving you time throughout the process.

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It is important to get pre-approved before starting the home buying process as it can save you time and help determine the purchase price of your dream home. This initial step of pre-approval will allow you to figure out how much money you can borrow from a lender and find a mortgage product that is custom-tailored to your needs. By getting pre-approved, you can also lock in the best rate available, providing you with rate assurance. This fast pre-approval process will speed up the overall approval process, allowing you to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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