Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been declined in the past. Our self-employed mortgage options take into consideration the reduced taxable income from claimed expenses. For individuals with expenses impacting their qualifying income, our Stated Income mortgage can be useful. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our network of top Canadian lenders includes large banks, mortgage finance companies, credit unions, and alternative financers who are willing to work with reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Contact us today for more information and assistance in finding the right mortgage solution for you.

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