At Mortgages for People New to Canada, we specialize in assisting newcomers in understanding the Canadian real estate market and associated costs. We strive to educate individuals on closing costs and adjustment costs, helping them build equity instead of paying rent. Our team is dedicated to finding the best rates and mortgage options for newcomers seeking higher loan amounts, with at least a 20% down payment saved. Additionally, we offer flexibility on down payment requirements, allowing as little as 5% down. We are experts in homebuyer incentive programs and down payment assistance options, ensuring our clients have access to all available resources. With access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a mortgage product to your specific needs. Even if you have limited credit or employment history, we can secure the best rate for you. Trust our expertise and take advantage of the innovative tools available in Canada for a smooth first-time home buying experience.