First Time Home Buyers

If you're considering buying your first property, we can make the transition from renting to owning a seamless experience. Our team of experts will handle all the financial details, ensuring a quick and hassle-free process in finding your perfect property. With our education-focused approach, we'll guide you through clear next steps and provide an easy-to-use online application to kick-start the process accurately. Our tools and guidance will streamline document submission, while detailed assessments aid in budget planning, taking into account associated costs such as closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work, determine your necessary down payment, affordability, and monthly payments. Our goal is to design a custom-tailored mortgage product that fits your needs, with a mortgage pre-approval and the best rate possible. Additionally, we have access to all of Canada's top lenders, including banks, finance companies, credit unions, and alternative lenders, allowing us to submit your application even if you don't qualify at your bank. Furthermore, we provide access to innovative tools that can reduce errors, improve efficiencies, and save you time throughout the process.

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Prior to starting the home buying process, it is important to get pre-approved for a mortgage in order to expedite the approval process and secure the best possible interest rate. Pre-approval not only saves time, but also helps determine the purchase price range and allows you to start looking for your dream home. Additionally, I will go beyond pre-approval and determine the exact amount you can borrow from a lender, while also tailoring a mortgage product to suit your specific needs. This will enable you to shop for properties confidently, knowing that you have already locked in a favorable interest rate.

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First time buyer or refinancing? Call for a free quote!

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