Self Employed

We offer competitive interest rates and a wide range of mortgage options specifically designed for self-employed individuals. Our fast approval process is available to those who have been previously declined for a mortgage. Our self-employed mortgage options take into account your reduced taxable income from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage may be a suitable option for you. Dividend and investment income are accepted, provided they can be proven stable. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs.

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