We offer assistance to newcomers in understanding Canadian real estate and its associated costs, such as closing costs and adjustment costs. Our goal is to help newcomers build equity rather than pay rent, taking advantage of employment and credit sources. We can help newcomers find the best rates and mortgage options, especially for those looking for higher loan amounts over $1 million. With at least a 20% down payment saved, newcomers have more flexibility and can even get approved with as little as 5% down. We will also explain homebuyer incentive programs and down payment assistance options. Additionally, we have access to all of Canada's top lenders, allowing us to design a custom-tailored mortgage product that fits your needs and locks in at the best rate, even if you are unable to qualify at your bank due to limited credit and employment history. We also provide access to innovative tools in Canada for an efficient first-time home buying experience.