Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have been previously declined. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our self-employed mortgage options take this into consideration. Our Stated Income mortgage option is especially helpful for those whose qualifying income is impacted by expenses. Additionally, we accept dividend and investment income, as long as there is stability and proof. We require various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers, we can provide options tailored specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call!

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