First Time Home Buyers

If you are considering buying your first property, we can help you make a smooth transition from renting to owning. Our expert team will handle all the financial details to quickly find your perfect property. Our education-focused approach and clear next steps will guide you through the process seamlessly. Our easy-to-use online application will kick-start the process accurately. We provide tools and guidance to streamline document submission and assist with budget planning, including the closing costs and adjustment costs. We will also help you understand homebuyer incentive programs, determine your down payment and affordability, and calculate your monthly payments. We will design a custom-tailored mortgage product, provide mortgage pre-approval, and secure the best rates available. Even if you don't qualify at your bank, we have access to Canada's top lenders and alternative financers. Our innovative tools will reduce errors, improve efficiencies, and save you time.

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It is highly recommended to obtain pre-approval before starting the mortgage process in order to secure the best rate and save time. Pre-approval is a crucial tool that can assist in determining the price range for purchasing a home and streamlining the search for the perfect property. Additionally, after pre-approval, a thorough analysis of borrowing capacity can be conducted, leading to the creation of a personalized mortgage product that meets individual needs. Locking in the best rate provides peace of mind and ensures rate assurance. This fast pre-approval process accelerates the overall approval process, granting confidence when shopping for properties.

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First time buyer or refinancing? Call for a free quote!

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