Self Employed

We offer low interest rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have been declined in the past. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. The Stated Income mortgage is particularly beneficial for those with expenses that impact their qualifying income. We also accept dividend and investment income, but require proof of stability and income. To complete the application process, we require documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, financial statements or contracts, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. We can also provide tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage options today.

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