Discover what you can afford for your home purchase by obtaining a mortgage pre-approval from a financial advisor. This process involves determining your financial strategy, mortgage amount, down payment, and affordability, and can identify early qualification obstacles, accelerate the approval timeline, and inform you of how much you can borrow from a lender. Mortgage pre-approvals typically last for 60, 90, or 120 days, depending on the lender and your credit history, and some allow for locking in rates to protect against possible increases. The latest digital tools in Canada can improve efficiency, reduce errors, and save you time while quick pre-qualification options help you determine if you meet requirements.