Self Employed

If you're self-employed and looking for a mortgage, you'll be pleased to know that there are low rates and excellent options available. Even if you've been declined in the past, fast approval is possible. Self-employed mortgage options consider claimed expenses to reduce taxable income. The Stated Income mortgage is particularly useful for those with expenses that impact their qualifying income. Dividend and investment income can also be accepted with proof requirements and stability. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. You'll have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Options tailored for Business For Self (BFS) borrowers are also available. If you have any questions, feel free to give us a call.

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