For newcomers to Canada, there are options available to help them understand the real estate market and associated costs such as closing costs and adjustment costs. Instead of renting, newcomers can build equity by purchasing a home, taking advantage of employment and credit sources. We can also assist in finding the best rates and mortgage options for those looking for higher loan amounts (over $1 million) with at least a 20% down payment saved, and more flexibility on down payment with as little as 5% down. Additionally, we will explain homebuyer incentive programs and down payment assistance options. With access to a range of lenders, including large banks, mortgage finance companies, credit unions, and alternative funders, we can provide a custom-tailored mortgage product at the best rate, even if you don't qualify at your bank due to limited credit and employment history. Take advantage of innovative tools in Canada to have an efficient first-time home buying experience.