We offer low rates and excellent mortgage options specifically tailored for self-employed individuals. Even if you have been previously declined for a mortgage, our fast approval process can still help you secure a mortgage. Our self-employed mortgage options take into consideration your reduced taxable income due to claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage can be useful for you. We also accept dividend and investment income, as long as it is stable and can be proven. To proceed with the mortgage application, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured that we have access to top Canadian lenders, which include large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have customized options available just for you. Don't hesitate to contact us for more information.