For newcomers to Canada, we offer assistance in understanding the Canadian real estate market and all associated costs, such as closing costs and adjustment costs. We believe in helping newcomers build equity rather than paying rent, so we provide guidance on utilizing employment and credit sources to their advantage. Additionally, we specialize in finding the best rates and mortgage options for those looking for higher loan amounts (over $1 million), with options for at least a 20% down payment saved or more flexibility with as little as 5% down. Our team will also explain homebuyer incentive programs and down payment assistance options available. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we are able to design a custom-tailored mortgage product that fits your needs and locks in the best rate, even if you do not qualify at your bank due to limited credit or employment history. We are committed to providing an efficient first-time home buying experience with access to innovative tools in Canada.