Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. Even if you have been declined in the past, we are able to provide fast mortgage approval. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. We also provide a Stated Income mortgage option for individuals whose expenses impact their qualifying income. We accept dividend and investment income, as long as it is stable and can be proven. In order to apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are open to reasonable income estimates. Contact us today for tailored options for Business For Self borrowers.

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