Discover how much you can spend on your new home by obtaining a mortgage pre-approval, where I provide essential guidance on financial strategy, mortgage amount, down payment, and affordability. I also offer advice on necessary documentation for conditional approval. This initial step in the mortgage approval process not only determines the loan amount you can secure based on your current financial situation but also highlights any potential obstacles to qualification and expedites the approval process. Pre-approval periods typically range from 60 to 120 days depending on the lender and your credit score, with the option to lock in the interest rate with some lenders. Utilizing cutting-edge tools in Canada, we aim to streamline the process, minimize mistakes, and save you time, providing quick pre-qualification assessments of your borrowing capacity.