Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even for those who have been declined in the past. Mortgage options for self-employed individuals take into account reduced taxable income from claimed expenses, and stated income mortgages are available for those with expenses impacting qualifying income. Dividend and investment income is accepted with stability and proof requirements, with required documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, is provided, with options tailored for Business For Self (BFS) borrowers available. Contact us for more information!