Discovering what you can afford for your home purchase is made easy with my assistance. I provide crucial mortgage pre-approvals that help determine your financial strategy, mortgage amount, down payment, and overall affordability. I also advise on the necessary documents required for conditional approval. Pre-approval is the initial step towards obtaining a mortgage approval, as it determines the amount you can borrow from a lender based on your current financial situation. It also identifies any potential obstacles to qualification and expedites the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, depending on the lender and your credit standing. Rate lock options may be available to protect you from increasing interest rates. With advanced tools and quick pre-qualification processes, we ensure accuracy, efficiency, and time-saving benefits for our clients.