Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is also available for those who have previously been declined. Our mortgage options take into consideration the reduced taxable income that may result from claimed expenses. We also provide a Stated Income mortgage option, which is beneficial for individuals whose qualifying income is affected by expenses. We accept dividend and investment income, as long as stability and proof requirements are met. To proceed with the mortgage application, you will need to provide various documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. If you're interested, please don't hesitate to give us a call.

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