Mortgages for newcomers to Canada aim to assist them in understanding the Canadian real estate market, including the closing costs and adjustment costs associated with buying a home. By opting for a mortgage instead of renting, newcomers can build equity and benefit from employment and credit sources. These mortgages also provide newcomers with the opportunity to find the best rates and mortgage options, including higher loan amounts over $1 million and the flexibility of down payment options with a minimum of 5% down. Additionally, assistance and information regarding homebuyer incentive programs and down payment assistance options are offered. Regardless of limited credit and employment history, access to all of Canada's top lenders allows for the creation of a custom-tailored mortgage product at the best rate. Furthermore, innovative tools are provided to ensure an efficient first-time home buying experience in Canada.