Self-employed individuals can benefit from low rates and excellent mortgage options. Even after being declined in the past, fast mortgage approval is possible. The mortgage options take into account the reduced taxable income resulting from claimed expenses. For individuals with expenses that impact their qualifying income, the Stated Income mortgage is a useful solution. Dividend and investment income is accepted, but stability and proof requirements need to be met. Required documents for the application process include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, is available, with reasonable income estimates accepted. Tailored options specifically for Business For Self (BFS) borrowers are also available. It is recommended to give a call for further assistance.