We offer self-employed individuals low rates and excellent mortgage options. We provide fast mortgage approval, even if you have been previously declined. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it beneficial for those with expenses impacting their qualifying income. We also accept dividend and investment income, as long as there is stability and proof provided. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. You will have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you're interested, please don't hesitate to give us a call.