First Time Home Buyers

Are you considering purchasing your first property? Our services can help make the transition from renting to owning a seamless experience. Our team of experts will handle all the financial details, ensuring a quick and efficient process for finding your perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application that accurately kick-starts the process. Our tools and guidance will streamline document submission, and our detailed assessments will aid in budget planning, including associated costs such as closing costs and adjustment costs. We will also help you understand how homebuyer incentive programs work and determine your down payment requirements, affordability, and monthly payments. Additionally, we can design a custom-tailored mortgage product to meet your needs, provide mortgage pre-approval, and secure the best rate. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can submit your application to other lenders if you do not qualify at your bank. Our innovative tools will reduce errors, improve efficiencies, and save you time throughout the process.

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Before starting the process of getting a mortgage and looking for your dream home, it is important to get pre-approved and lock in your rate. This initial step can save a lot of time and help determine the purchase price of the property. By getting pre-approved, you can also figure out how much money you can borrow from a lender and design a mortgage product that suits your needs. Additionally, locking in the best rate will provide rate assurance and give you confidence while shopping for properties. The fast pre-approval process will expedite the approval process, giving you the opportunity to shop for properties with confidence.

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First time buyer or refinancing? Call for a free quote!

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