Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast approval process is designed to help those who have previously been declined for a mortgage. Our self-employed mortgage options take into consideration the reduced taxable income that may result from claimed expenses. For those with expenses impacting their qualifying income, our Stated Income mortgage can be particularly helpful. We also accept dividend and investment income, provided stability and proof requirements are met. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of which accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. For more information, please give us a call!

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.