Mortgages for newcomers to Canada are designed to help individuals understand the real estate market in the country, including associated costs such as closing costs and adjustment costs. These mortgages provide the opportunity to build equity instead of paying rent, taking advantage of employment and credit sources. Newcomers can find the best rates and mortgage options for loans over $1 million, with a minimum down payment of 20%. Alternatively, there is also flexibility on down payments, with options as low as 5%. We also provide guidance on homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized product that meets your specific mortgage needs, securing the best rate even if you face challenges with limited credit or employment history. We also offer innovative tools for an efficient first-time home buying experience in Canada.