We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available for those who have previously been declined. Our self-employed mortgage options take into account the reduced taxable income from claimed expenses. The Stated Income mortgage is especially useful for those whose qualifying income is impacted by significant expenses. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers that accept reasonable income estimates. We also provide tailored options for Business For Self (BFS) borrowers. If you're interested, please give us a call!