I can assist you in determining how much you can afford for your home purchase through vital mortgage pre-approvals. This process involves defining your financial strategy, mortgage amount, down payment, and affordability. I can also provide guidance on the required documents for conditional approval. Pre-approval is the first step to mortgage approval and it reveals the amount you can borrow based on your current finances. It also helps identify any qualification obstacles early on and speeds up the approval process. The duration of pre-approvals can vary, typically lasting 60, 90, or 120 days, and some lenders offer the option to lock in the interest rate to protect against rising rates. With advanced tools, we aim to reduce errors, improve efficiencies, and save you time. Try our quick pre-qualification tools to find out what you are qualified for.