We offer self-employed individuals low rates and excellent mortgage options, with fast approval even if you have been declined before. Our mortgage options take into consideration the reduced taxable income from claimed expenses, and we also have a Stated Income mortgage for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide us with documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. We also have tailored options for Business For Self (BFS) borrowers. Don't hesitate to contact us for more information.