We provide assistance to newcomers in Canada by helping them understand the real estate market and its associated costs, such as closing costs and adjustment costs. We encourage newcomers to build equity by purchasing a home instead of renting, benefiting from their employment and credit sources. We offer the best rates and mortgage options for newcomers looking for higher loan amounts, requiring at least a 20% down payment saved or offering more flexibility with as little as a 5% down payment. We also explain homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, allowing us to provide custom-tailored mortgage products that meet your needs and lock in at the best rate, even if you don't qualify at your bank due to factors such as limited credit and employment history. We also offer innovative tools in Canada to facilitate a smooth first-time home buying experience.