Self-employed individuals can benefit from low rates and excellent mortgage options that are specifically designed for them. Not only are the mortgage approvals for self-employed individuals fast, but they are also available even after previous declines. These mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. The Stated Income mortgage is particularly useful for those whose qualifying income is impacted by their expenses. Furthermore, dividend and investment income are also accepted as long as stability and proof requirements are met. To apply for these mortgage options, individuals need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available, all of which accept reasonable income estimates. Options tailored specifically for Business For Self (BFS) borrowers are also available. For more information and assistance, feel free to contact me.