I provide assistance in determining your home purchase affordability through mortgage pre-approvals. This process involves assessing your financial strategy, mortgage amount, down payment, and overall affordability. I also offer guidance on the necessary documents needed for conditional approval. Pre-approval is an essential first step towards obtaining a mortgage as it establishes the amount you can borrow from a lender based on your current financial situation. It also highlights any potential obstacles to qualification and expedites the approval process. Pre-approvals typically have a duration of 60, 90, or 120 days, and some lenders offer the option to lock in interest rates to protect against any future increases. In Canada, we utilize advanced tools to minimize errors, enhance efficiency, and save you valuable time. Our quick pre-qualification tools will provide you with an understanding of what you are qualified for.