Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent mortgage options designed specifically for individuals like you. Our fast mortgage approval process is ideal for self-employed individuals who may have been previously declined by other lenders. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage is particularly useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply for a mortgage, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs.

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