We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who have been previously declined by other lenders. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses, making it easier for self-employed individuals to qualify. For those with significant expenses impacting their qualifying income, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, as long as stability and proof can be provided. Some of the required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also have tailored options specifically designed for Business For Self (BFS) borrowers. For more information, feel free to give us a call.