Mortgages for individuals new to Canada are available to help them navigate the Canadian real estate market and understand the associated costs such as closing costs and adjustment costs. Instead of paying rent, newcomers have the opportunity to build equity by taking advantage of employment and credit sources. We can assist newcomers in finding the best rates and mortgage options, particularly for loan amounts over $1 million with a minimum down payment of 20%, and even provide more flexibility on down payments with as little as 5%. Additionally, we will explain homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a customized mortgage solution that meets your needs and secures the best rate, even if you have limited credit or employment history. Take advantage of innovative tools available in Canada for a seamless first-time home buying experience.