Self-employed individuals can take advantage of low mortgage rates and excellent options with fast approval, even if they have been declined in the past. These mortgage options consider the reduced taxable income from claimed expenses, making it helpful for those with expenses affecting their qualifying income. Dividend and investment income are accepted as long as stability and proof requirements are met. To apply, applicants must provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to a variety of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers is available, with reasonable income estimates being accepted. For tailored options for Business For Self (BFS) borrowers, contact us today.