At Mortgages for People New to Canada, we aim to help newcomers navigate the Canadian real estate market and understand the various costs involved, such as closing costs and adjustment costs. We encourage individuals to invest in their own property rather than renting, as this allows them to build equity and take advantage of employment and credit sources. We are dedicated to finding the best rates and mortgage options for newcomers seeking higher loan amounts, provided they have saved at least a 20% down payment. We also offer flexibility with down payments, allowing as little as 5% down. Additionally, we provide guidance on homebuyer incentive programs and down payment assistance options. Our extensive network of lenders allows us to create a mortgage solution that is tailored to your needs and secures the best rate possible, even if you have limited credit or employment history. Take advantage of our innovative tools and expertise to have an efficient and successful first-time home buying experience in Canada.